Everyone needs health insurance. What's the best plan for your family?

Although there are several options for health insurance coverage after you turn 65, Medicare Supplements and Medicare Advantage Plans are usually the most talked about. 

Medicare Supplement Insurance

Medicare Supplement Insurance, which is also referred to as “Med Supp” or “Medigap”, is for people who are covered by Medicare. It helps to meet the health care expenses that Medicare does not cover. It fills in the gaps and lowers your out-of-pocket costs. Medicare Supplement plans charge a monthly premium but have minimal out of pocket costs.


Medicare Advantage Plans

According to Medicare.gov , a "Medicare Advantage Plan (like an HMO or PPO) is another way to get your Medicare coverage." Medicare Advantage Plans are sometimes called "Part C" or "MA Plans". Generally, Medicare Advantage Plans have lower monthly premiums but have higher out of pocket costs and you'll most likely use your plan's provider network to receive any services.
 
 
Health insurance during retirement is a necessity. We work with all of the Medicare plans available in the area. We will help you navigate the options.
Medicare Advantage vs Medicare Supplement?

What Does Medicare Part A Cover?

Read this short article to learn more about what Medicare Part A covers.

What does Medicare Part B cover?

Read this short article to learn more about what Medicare Part B covers and when you should enroll.

What is Medicare Part C (Medicare Advantage)?

Read this short article to learn more about what Medicare Part C is and other key tips before you enroll.
Starting You Medicare Research?

What is Medicare Part D?

Read this short article to learn more about what Medicare Part D is and how to choose the right plan.
If you're looking for a simple explanation of your Medicare benefits, this booklet is a great place to start.
Additional Resources
UHC Medicare Basics

Medicare Part D Penalty Calculator

Enter the date you were elibible for Medicare Part D and the date you plan to enroll in Part D into the calculator below for the approximate penalty amount you will pay for enrolling late.  Find more information on the Part D penalty here.
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